- Time taken:Upto 15 minutes to choose a borrower and complete an online form to loan as little as $25
- Impact:Enables low income people in India to borrow money which they would otherwise find prohibitively expensive
- Cost:Nothing, as you get your money back to relend again
- Pyjama Rating:Day clothes or pyjamas
Micro / Ethical Lending
Every single one of the links below allows you to loan your money to social/ethical projects where you choose to receive interest on the loan or not. The operative word here is ‘loan’ and with these schemes you are virtually guaranteed to be paid back. The longer you leave your money with these schemes the greater the impact your money will have.