Micro / Ethical Lending | Help from Home

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CHANGE THE WORLD IN JUST YOUR PYJAMAS!

Micro / Ethical Lending

Every single one of the links below allows you to loan your money to social/ethical projects where you choose to receive interest on the loan or not. The operative word here is ‘loan’ and with these schemes you are virtually guaranteed to be paid back. The longer you leave your money with these schemes the greater the impact your money will have.

Good Return – Microloans for the Asia Pacific Area

  • Time taken:
    10 minutes to microlend money to a needy person
  • Impact:
    Helps the poor to improve their incomes and change their lives forever.
  • Cost:
    Nothing, as you'll get your money back
  • Pyjama Rating:
    100% full on pyjama zone

Categories: Actions, Asia, Australia, Australia, By Category, By Time, Cambodia, Country, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, Nepal, Philippines, Popular Causes, Quickies!, Under 10 minutes

Find out more about   Good Return – Microloans for the Asia Pacific Area

Oikocredit – Microfinancing for the World’s Poor

  • Time taken:
    Upto 15 minutes to fill out an application form that in readiness for posting. Maybe a bit longer to familiarise yourself with Oikocredit itself though
  • Impact:
    Helps to fight poverty, promote fair trade and respect our planet’s natural resources
  • Cost:
    Nothing as you should get all of your money back
  • Pyjama Rating:
    Day clothes and PJs

Categories: Actions, By Category, By Time, Community Development, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Under 20 minutes

Find out more about   Oikocredit – Microfinancing for the World’s Poor

Calvert Foundation – Community Impact Investing

  • Time taken:
    30 minutes to invest in the right 'do good' scheme
  • Impact:
    Earn a financial return while lifting families out of poverty.
  • Cost:
    Nothing, as you'll get your money back with interest
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Category, By Time, Country, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, North America, Popular Causes, Quickies!, Under 30 minutes, United States

Find out more about   Calvert Foundation – Community Impact Investing

RSF Social Finance – Social Enterprise Lending

  • Time taken:
    30 minutes to fill out a form for their RSF Social Investment Fund
  • Impact:
    Providing finance at meaningful interest rates for social enterprises
  • Cost:
    Nothing as you'll get your money back with interest
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Time, Do Good, Ethical Lending, Green, Micro / Ethical Lending, Miscellaneous, Miscellaneous, Quickies!, Under 30 minutes

Find out more about   RSF Social Finance – Social Enterprise Lending

Triodos Bank – Sustainable Investment

  • Time taken:
    30 minutes to do research on an ethical investment product
  • Impact:
    Enables investors to make a difference on environmental, cultural and social issues
  • Cost:
    Nothing as you'll get your money back with interest, although as with any investment of this nature, there is a slight risk that you might not get back all of it
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Category, Do Good, Economic Development, Ethical Lending, Green, Micro / Ethical Lending, Miscellaneous, Miscellaneous, Popular Causes

Find out more about   Triodos Bank – Sustainable Investment

Lend With Care

  • Time taken:
    10 minutes to choose an entrepreneur and lend some much need finance to that person
  • Impact:
    Helps people throughout the developing world transform their future
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Africa, Asia, Benin, By Category, By Time, Cambodia, Country, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, Philippines, Popular Causes, Quickies!, Togo, Under 10 minutes

Find out more about   Lend With Care

Deki – Change a Life With a Loan

  • Time taken:
    15 minutes to microloan to an income stretched entrepreneur
  • Impact:
    Transforms lives and communities
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Africa, Asia, By Category, By Time, Country, Do Good, Economic Development, Ghana, Micro / Ethical Lending, Miscellaneous, Nepal, Popular Causes, Quickies!, Togo, Under 20 minutes

Find out more about   Deki – Change a Life With a Loan

Zafen – Supporting the Haitian Economy

  • Time taken:
    15 minutes to microloan $25 to a project or individual in Haiti
  • Impact:
    Empower Haitians to transform their economy by creating jobs, expanding small enterprises, supporting agricultural initiatives, improving the environment and educating students
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Category, By Time, Country, Do Good, Economic Development, Haiti, Micro / Ethical Lending, Miscellaneous, North America, Popular Causes, Quickies!, Under 20 minutes

Find out more about   Zafen – Supporting the Haitian Economy

Zidisha – Microloans to Indonesia, Kenya & Senegal

  • Time taken:
    15 minutes to sign up and microloan your money
  • Impact:
    Empowers impoverished individuals to lift themselves out of poverty
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Africa, Asia, By Category, By Time, Country, Do Good, Economic Development, Indonesia, Kenya, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Senegal, Under 20 minutes

Find out more about   Zidisha – Microloans to Indonesia, Kenya & Senegal

United Prosperity – Changing Lives in India

  • Time taken:
    15 minutes to microloan your money
  • Impact:
    Transforms communities and alleviates poverty in India
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Asia, By Category, By Time, Country, Do Good, Economic Development, India, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Under 20 minutes

Find out more about   United Prosperity – Changing Lives in India

MYC4 – Lend to African Entrepreneurs

  • Time taken:
    15 minutes to lend minimum $5 to an African entrepreneur
  • Impact:
    Potential to trigger long-term positive social impact in Africa
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Africa, By Category, By Time, Cote D'Ivoire, Country, Do Good, Economic Development, Ghana, Kenya, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Rwanda, Senegal, Tanzania, Uganda, Under 20 minutes

Find out more about   MYC4 – Lend to African Entrepreneurs

LendforPeace – Microloans to Palestine

  • Time taken:
    15 minutes to lend minimum $25 to a Palestinian entrepreneur
  • Impact:
    Contributes to making a tangible difference in the Israeli-Palestinian conflict by cooperatively addressing the often-ignored issue of economic inequality and Palestinian poverty
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Category, By Time, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Under 20 minutes

Find out more about   LendforPeace – Microloans to Palestine

JantaLoans – Educational Microloans

  • Time taken:
    15 minutes to lend minimum $25 directly to an Indian or Nicuraguan student of your choice
  • Impact:
    Alleviates extreme poverty by increasing access to education.
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Asia, By Category, By Time, Country, Do Good, India, Micro / Ethical Lending, Miscellaneous, Nicuragua, North America, Popular Causes, Quickies!, Sports & Education, Under 20 minutes

Find out more about   JantaLoans – Educational Microloans

Vittana – Student Microloans

  • Time taken:
    15 minutes to microloan minimum $25 to a student in South America or Indonesia
  • Impact:
    Empowers young people around the world with the the education and training they need to build a life of prosperity and opportunity
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, Asia, Bolivia, By Category, By Time, Country, Do Good, Honduras, Micro / Ethical Lending, Miscellaneous, Mongolia, Nicuragua, North America, Paraguay, Philippines, Popular Causes, Quickies!, South America, Sports & Education, Under 20 minutes, Vietnam

Find out more about   Vittana – Student Microloans

Babyloan – Microloans to Disadvantaged People

  • Time taken:
    20 minutes to microloan minimum €20 to entrepreneurs around the world
  • Impact:
    Empowers people to take charge of their lives and better support their families through their dedication and willingness to work
  • Cost:
    Nothing, as you should get all of your money back, although there is always a small risk of not getting back what you lent out
  • Pyjama Rating:
    100% full-on pyjama zone

Categories: Actions, By Category, By Time, Do Good, Economic Development, Micro / Ethical Lending, Miscellaneous, Popular Causes, Quickies!, Under 20 minutes

Find out more about   Babyloan – Microloans to Disadvantaged People